Things You Should Know About Social Security Disability in St. Louis

October, 2013 by Alma Abell

Anyone who becomes disabled or unable to work due to an injury or illness should know at last the basics of Social Security Disability and Supplemental Security Income. The two types of benefits differ and there are times when you may require help from a lawyer with experience in social security disability in St. Louis. The following will discuss the differences between the two types of disability benefits and when you might need a lawyer.

Social Security Disability (SSDI)
SSDI is used when a person has worked and paid into the system for said benefits. It pays a monthly amount based on the earnings of the individual over the years. Medicare is often activated automatically after two years on SSDI. When this kind of disability is necessary, dependents (minor children) also qualify for a certain amount of benefits as well. Surviving spouses may also receive SSDI in the case of the death of an eligible spouse.

Supplemental Security Income (SSI)
People born with disabilities and those who have been unable to work and pay into the system with limited income and resources may qualify for SSI. The monthly allotment for benefits is determined by the federal benefit rate which can change. Some states also add money into this system. Most beneficiaries of SSI are automatically qualified for Medicaid health coverage. Most individuals that receive these benefits also obtain necessary equipment and supplies through state, local, and other agencies.

What happens if you are denied benefits in St Louis?
Depending on the circumstances surrounding your eligibility of SSDI or SSI, you may be denied by the Social Security Administration (SSA). If this happens you have the option to file for reconsideration within 60 days after the original decision. If you are denied again, you can request an appeal within 60 days. This will involve a hearing where you may be best served by a Social Security Disability in St. Louis attorney.

If you are considering filing for SSDI or SSI it is advisable to consult with an attorney. These consultations are free, so there is no risk for finding out if a lawyer can help you. A lawyer can make sure you include the appropriate paperwork and documents. Improper forms and lack of information is a big problem that causes the SSA to deny claims. A Social Security Disability Attorney from Hoff Law Center in St. Louis can help you with applying for to appealing benefits.

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