Four Important Questions to Ask Before Purchasing Business or Homeowner’s Insurance in Canton, MI

January, 2014 by Alma Abell

One of the single most important investments a person can make in their life, especially if they are a home or business owner, is in a quality insurance program. Whether you are a homeowner, business owner or both, you have undoubtedly put a lot of time and money into things in your life that are well worth protecting. The last thing you want is for disaster to strike, and then find yourself in a situation with no way to pick up the pieces and get on with your life.

When considering Business Insurance and Homeowner’s Insurance in Canton, MI, there are a few very important things to take into consideration before signing on the dotted line with one particular company.

How long has the agency been in business?

We are talking about protecting the most important things in your life. In today’s world, it is not uncommon for a new business to be open one day and closed the next. This is true with insurance agencies as well. Be sure to seek out an agency that has been in business for a good amount of time and is showing no signs of closing their doors.

*  Does the agency offer policies to meet your specific needs?

*  There are many different types of insurance available and respectively, there are just as many types of insurance agencies that specialize in one type of insurance or another. Some may specialize in more than one area. Be sure to choose an agency that has plans offering the kind of coverage you are looking for in your business or Homeowner’s Insurance.

*  Does the agency offer policies through more than one carrier?

*  It may be in your best interest to work with an agency that offers multiple carrier options. The more companies they are able to provide coverage through, the higher your chances are of getting the best possible rates on a quality insurance policy.

We all know that businesses operate to make money. A good agent, however, will understand that the best way to keep money coming through their office and find success in their industry is to serve the best interests of their client. Be vary wary of agents with pushy sales tactics or who don’t seem to be interested in what you may want or need in your Business or Homeowner’s Insurance in Canton, MI.



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