What Motorcycle Owners Need to Know About Motorcycle Insurance in Dade City FL

September, 2015 by

What Motorcycle Owners Need to Know About Motorcycle Insurance in Dade City FL

In almost every state vehicle insurance is a must. Motorcycles are not exempt from this law. When it comes to Motorcycle Insurance Dade City FL residents should be well informed. Florida, law states that motorcycle drives must show financial responsibility. The easiest way to do this is through the purchase of motorcycle insurance. Read on for information on what motorcycle owners in this state should know about insuring their bike and staying within the local laws and regulations.

No fault doesn’t apply to motorcycles

Florida is a no fault state. This no fault law, however, does not apply to motorcycles.

Helmets are optional for some

Having insurance, may mean that helmet rules won’t apply. If one is over 21 years of age, and has an insurance policy with a minimum of $10,000 medical, they are not required to wear a helmet. However, even though a helmet isn’t required, it’s always a smart idea to wear one. The added protection that a helmet brings is something that no one should be without.

Insurance does not impact the protective eye-wear requirement

Even though insurance does impact the requirements for wearing a helmet, it does not impact the requirements for protective eye-wear. Any motorcyclist who rides a motorcycle must, by law, wear protective eye-wear.

Keep proof of insurance with you

It’s important to keep the proof of insurance card within easy reach whenever one is driving the motorcycle. Failing to show proof of insurance can result in various, unpleasant penalties.

State Minimums

It’s necessary to have at the very least, state minimums when it comes to insurance. For one person with bodily injury, this would be $10,000, for two or more people it’s $20,000, and $10,000 for property damage. Drivers can always choose to have more insurance, but they cannot choose to have less.

Anyone who is interested in learning more about motorcycle insurance in this area can contact East Pasco Insurance. A qualified agent can answer any questions about motorcycle insurance Dade City FL residents have. The agent can also go over policy options, and make recommendations based on an individual’s specific needs. Visit website for complete details.

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