Choosing an Insurance Agent in Kutztown, PA

November, 2013 by Alma Abell

Buying insurance can protect you and your family from unforeseen problems, and the right insurance agency can help you through auto accidents, medical issues, family losses and natural disasters. By choosing an agency you can trust, you’ll have the help you need when you need it.

Finding the Right Agency

Like many other things in life, if an insurance deal seems too good to be true, it likely is. Find an insurance agent in Kutztown, PA with a good reputation; there are plenty of reviews online. However, there are many quality independent insurance agencies, who represent more than one company and can often offer you the most competitive pricing.

Never give your personal information or money to someone claiming to be an insurance agent, especially if the person does not have offices or an affiliation with an insurance company. Before buying insurance, you should do your research. If an agency is legitimate, they’ll understand your concerns and do everything they can to reassure you.

Choosing an Agent

If you decide to go with an independent insurance agent in Kutztown, PA, ask family and friends who they use. Agents who work with just one company are called direct writers or captive agents; you can find these by searching insurance company websites to find the names of local agents. After you’ve found a few, schedule a time to interview them and get a quote.

The Interview Process

After you’ve found the names of a few insurance agents in your area, an in-person interview will give you the time you need to assess their account management skills. During the interview, you should ask the agent how much experience they have, and how many clients they serve. If your agent is so busy that you’re afraid your account may be handed off to a less experienced agent, take your business elsewhere.

There are many different kinds of insurance you’ll need over the course of your life, and there are a variety of insurance agencies to choose from. With a bit of research and the tips in this guide, you’ll find the right insurance agent in Kutztown PA. Remember to interview each potential agent, and to take your time to learn about the agency before providing any sensitive information.